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It is no secret that 2020 has been a serious rollercoaster for most of the world and we still have yet to see how normal things will return, and when. As the year continues on, many people are faced with unemployment, reduced hours, and uncertain financial futures. Times like these however are what remind us of how having a financial plan is more important than ever. Below are some helpful ways to save money this year and prepare for the future, especially in the wake of the pandemic. 

1. Have a dedicated emergency fund:

Even though most of us say we will do it, there is no greater reminder than a global pandemic than to stash away an emergency fund in case of financial troubles. Aim to put away at least $1000 to have available should you have an emergency. 

2. Avoid credit card debt:

While it may be tempting to get a credit card to handle unexpected financial circumstances, taking on additional credit card debt does not often end well. Instead, consider an installment loan or payday loan to make ends meet between paychecks. These tend to have short repayment terms, ensuring you are not buried in debt for years to come. 

3. Hold off on major purchases:

While it may seem like a good time to buy a new car or house, it is probably best to wait until the market evens out before making any major purchases. While you may be in a good spot financially now, things can change quickly and it is better to have your savings intact, rather than upgrading something that can wait. 

4. Find a side gig:

Whether you have a stable job or are in need of creating additional income, having a side gig is a great way to bring in extra money that can be used to get you back on your feet or add to your emergency fund. Plus, you might have fun in the process doing something on the side that you do not do at your regular job. 

Would you like more helpful tips on how to save money during uncertain times? Are you in need of a payday or installment loan to help you get through some rocky financial circumstances? Contact us at EZ Money today to learn more about our in-person and online loan options. We are here to help you get back on your feet. 

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Disclaimer

Payday advances are typically for two-to four-week terms. Some borrowers, however, use payday advances for several months, which can be expensive. High-interest loans such as Payday Advances should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Approval depends upon meeting legal, regulatory and underwriting requirements. EZ Money and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Lexis Nexis, that may provide information from one or more national credit bureaus, and EZ Money may take that into consideration in the approval process.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. EZ Money is currently operating in: Iowa, Kansas, Michigan, Missouri, and North Dakota.

For specific rate and term information in each state you can click on the above link for the specific state of your choice.

EZ Money is licensed by the Iowa Division of Banking under Iowa Code, Chapter 533D. EZ Money and Getezmoney.com are licensed by the Missouri Division of Finance under Missouri CSR 408.500.1 and 408.510. EZ Money and Getezmoney.com is licensed by the North Dakota Division of Finance under North Dakota Century Code Chapter 13-08. EZ Money is licensed by the Michigan Department of Insurance and Financial Services under the Deferred Presentment Service Transactions Act (DPSTA), 2005 PA 244, MCL 487.2121. Getezmoney.com is licensed by the Kansas Office of the State Bank Commissioner, Consumer and Mortgage Lending Division under Chapter 16a of the Consumer Credit Code.

Payday Advances are also commonly referred to as Cash Advances, Payday Loans, Post-Dated Checks, Delayed Deposit Loans, and Deferred Deposit Loans.